5 Overlooked Destinations for Affordable Luxury Living

As the cost of living continues to surge in major cities across the globe, a growing number of remote workers, freelancers, and early retirees are looking elsewhere. They’re not just seeking affordability, they’re after a better way of life. And increasingly, they’re finding it in places that few have even considered.

While the world chases big-name metropolises, a quieter revolution is happening in places where the cost of living is low, the quality of life is high, and the vibe is undeniably good. These are not tourist-packed hubs or overexposed expat magnets. They’re the overlooked destinations where your dollars stretch and your well-being expands.

1. Plovdiv, Bulgaria

Monthly cost of living: ~$800

Why it stands out: Cultural charm, affordability, authentic pace of life

Plovdiv sits in this sweet spot where Western European culture meets Eastern European prices. A dinner out can cost less than a latte in San Francisco, and rent for a spacious one-bedroom in the city center rarely tops $450. It’s no surprise this is quickly becoming one of Europe’s most appealing overlooked destinations for those wanting culture without crowds. 

A former European Capital of Culture, Plovdiv has Roman ruins, cobblestone streets, and a thriving art scene, yet it still feels untouched by mass tourism. Fast internet and easy access to nature seal the deal.

2. George Town, Penang, Malaysia

Monthly cost of living: ~$750–$900

Why it stands out: Multicultural energy, English accessibility, unmatched street food

What happens when you combine UNESCO World Heritage status with some of the world’s best street food and monthly living costs under $800? 

The answer is George Town, one of Asia’s most compelling overlooked destinations. Apartments in heritage buildings start around $300 per month. Daily life costs a fraction of Western cities, yet the lifestyle feels enriched, not reduced.

With its fusion of Malay, Indian, and Chinese cultures, the city offers endless variety, from temples to tea shops to Tamil festivals, all within a few blocks of each other. And because English is widely spoken, day-to-day navigation is seamless for new arrivals.

3. Porto, Portugal

Monthly cost of living: ~$1,100

Why it stands out: EU access, walkability, world-class food and wine

Ask someone who’s actually lived there, and they’ll tell you Porto is where the magic happens. 

Lisbon may hog the spotlight, but Porto quietly delivers. A well-located apartment rents for $600–$800, and you can still enjoy high-quality meals, coffee culture, and weekend getaways for a reasonable price.

Its position as one of Western Europe’s more overlooked destinations means fewer crowds and a more relaxed pace. Add in EU healthcare and infrastructure, and the case for Porto grows stronger every year.

4. Da Lat, Vietnam

Monthly cost of living: ~$500–$700

Why it stands out: Mild weather, creative energy, surprising European feel

Da Lat sits at 5,000 feet elevation, which means you’ll probably never need air conditioning or heating. It’s one of those rare places where the weather alone could convince you to stay.

Formerly a French hill station, Da Lat still wears its colonial past proudly. Gothic churches, art deco villas, and pine forests give it a distinctly European feel, a unique twist among Southeast Asia’s usual offerings.

Living here is affordable to the point of disbelief. Rent? Under $300. Full meals? Often $2 or less. As far as overlooked destinations go, Da Lat is in a class of its own, both visually and financially.

5. Tbilisi, Georgia

Monthly cost of living: ~$800–$1,000

Why it stands out: Long visa-free stays, strong culture, low cost of living

Georgia’s capital has quickly become a favorite among the globally mobile, and it’s not hard to see why.

Tbilisi has been quietly building a reputation among location-independent folks who’ve discovered something remarkable. And here’s the kicker: most Western passport holders can stay for up to a year visa-free.

This alone makes it one of the most practical overlooked destinations for long-term living. A stylish apartment rents for $400–$600, and a traditional dinner can run less than $10.

With Orthodox cathedrals, brutalist architecture, and high-speed internet all within walking distance, the city hits a rare sweet spot between old and new.

The Case for Overlooked Destinations

What connects these five cities isn’t just affordability. It’s that each of them offers room to breathe, both financially and mentally. In contrast to crowded, high-cost cities where every transaction feels like a calculation, these overlooked destinations let you simply live.

Whether it’s Plovdiv’s relaxed culture or Tbilisi’s visa flexibility, each of these overlooked destinations reminds us of something many forget: that a high-quality life doesn’t always require a high income.

Sometimes, it just takes a shift in geography, and a willingness to look beyond the obvious.

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Explore Kathy Cole’s latest articles on CEO Gazette, where she covers visionary leaders, emerging trends, and influential voices shaping today’s industries.

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